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Safe Deposit Boxes

Neches Federal Credit Union offers a secure spot to store your valuables, records, or anything else of importance to you. Safe Deposit Boxes are available at 776 Magnolia, 2239 Nall Street in Port Neches, 2623 Nederland Ave in Nederland, and 1955 Dowlen Road in Beaumont and may be viewed during regular office hours.

Why should I rent a safe deposit box?

It is a convenient place to store important items that would be difficult or impossible to replace*. The safe deposit box also offers privacy (only you know what is inside) and security. Although many people like to keep valuables close by in a closet, safe or file cabinet at home or in the office, these places probably are not as resistant to fire, water or theft. Also, some insurance companies charge lower insurance premiums on valuables kept in a bank's safe deposit box instead of at home*.

*It is important to remember that valuables stored in a safe deposit box are not covered by NCUA; see your insurance agent for coverage on irreplaceable items.

What items should go into a safe deposit box?

Any personal items that would cause you to say, "If I lose this, I am in deep trouble." Important papers to consider putting into your safe deposit box: originals of your insurance policies; family records such as birth, marriage and death certificates; original deeds, titles, mortgages, leases and other contracts; stocks, bonds and certificates of deposit (CDs). Other valuables worthy of a spot in your safe deposit box include special jewels, medals, rare stamps and other collectibles, negatives for irreplaceable photos, and videos or pictures of your home's contents for insurance purposes (in case of theft or damage)*.

*Consider making an inventory (copy) of all items stored in your safe deposit box in the event you may need them in an emergency or in case the credit union is closed for the night, weekend or a holiday.