Neches FCU online services will be temporarily unavailable on February 23rd at 7pm to 10pm.

Deposit Rates

Checking, Savings and Investment Rates

  •  
Minimum Balance Rate Annual Percentage Yield (APY) Alert Me
Savings $25.00 .25% .25%
Checking $500.00 .10% .10%
Money Market $0.00-$1999.99 0.10% 0.10%
$2000.00 - $24999.9 0.30% 0.30%
$25000.00 - $49999.99 0.45% 0.45%
$50000.00 AND UP 0.55% 0.55%
IRA Last Quarter No minimum 0.25% 0.25%
All Rates and terms are subject to change without notice. Lending rates are subject to credit approval. Rates may change after account is opened. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of deposits.

CD Rates

  •  
Minimum Balance Rate Annual Percentage Yield Alert Me
6 months $1,000 0.45% 0.45%
12 months $1,000 0.90% 0.90%
18 months $1,000 0.90% 0.90%
24 months $1,000 1.00% 1.01%
30 months $1,000 1.20% 1.21%
36 months $1,000 1.25% 1.26%
48 months $1,000 1.75% 1.76%
60 months $1,000 2.10% 2.12%
All Rates and terms are subject to change without notice. Lending rates are subject to credit approval. Rates may change after account is opened. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of deposits.

Checking Accounts

No monthly maintenance fees and deposit checks online

Savings Accounts

Save your money in a savings account.

Money Market Accounts

Earn interest while your money is just hanging out and relaxing.

IRAs

Individual retirement accounts (IRAs) provide tax advantages and allow your money to grow over time.

Deposit Rates

Don't let fate make you wait to see how great are our rates!