Neches FCU has what you need to help relieve the stress of trudging to the mailbox in January only to find a slew of bills from Christmas shopping Sprees. 

$2,500 Christmas shopping loan - Do you find that Christmas shopping sometimes leaves you feeling like Uncle Scrooge. Reduce stress with a special $2,500 signature loan from Neches FCU.  Rates as low as 8.50%.

Christmas Club Account - A Christmas club account is basic: You put aside a little bit of money on a regular basis, it adds up during the year and you get that money in a lump sum in mid November -- just before Christmas. Fund it via direct deposit with money deducted from your paycheck starting now, and over the next few months you won't miss what you never had.

Catch the Falling Rates (4.9% APR on all your holiday Neches FCU Credit Card Purchases.)

Use your Neches Federal Credit Union credit card this holiday season for a special gift – the gift of interest rate savings.

Take advantage of this special low rate by shopping for everyone on your holiday gift list his season with your Neches Federal Credit Union credit card. Call a member service representative for more details at 409.860.0800 in Beaumont or 409.722-1174 in Mid-County.

From November 1 through December 31, 2009, all purchases made with your Neches Federal Credit Union credit card qualify for a special APR of 4.9%. Save even more after the holidays since this low rate will remain in effect for all purchases made during the promotional period until June 2010.

All payments will apply to interest, fees, and promotional balances first. Late payments may cause your APR to revert back to the standard purchase rates prior to the end of the promotional period. Cash advances and balances transfers are excluded from the promotional rate. Your APR will revert back to the standard purchase rate disclosed in your credit card agreement at the end of the promotional period. Not all cardholders will qualify for this rate.