Courtesy Pay is a service offered at no additional cost to our members; however, should you utilize this service a $20 fee per item will be assessed.   Courtesy Pay is flexible, you have the choice of opting in at anytime and you can terminate this service at anytime, at no cost.

Due to a new government regulation, you must opt-in to maintain your debit card overdraft protection.  Without your written consent, your debit card transactions will be declined should you need to utilize your overdraft privileges.  In addition, should our area require a mandatory hurricane evacuation and you have not opted in, you may be in a dire situation without any access to your money.

For more information about Courtesy Pay and how you can Opt in, please contact a member service representative at 409-722-1174.