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From November 1 through December 31, 2017, every purchase you make using your Neches Federal Credit Union credit card will receive the exclusive holiday APR of 1.9%. Cardholders will have six months to pay for holiday purchases at the holiday rate.

                             

                                  

*Important information about this offer: APR = Annual Percentage Rate. Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal  balance with the highest APRs. Qualifying purchases made from November 1 through December 31, 2017 shall accrue interest at the promotional APR of 1.9%. The purchases shall continue to accrue interest at the promotional APR through the July 2018 billing cycle, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert back to the standard purchases rate disclose in your credit card agreement at the end of the promotional period. Not all cardholders will qualify for this rate. Late payment may cause your APR to revert to the APR previously disclosed in your credit card agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer.