Instant Holiday Cash
Just in Time for the Holidays
If you have payroll direct deposit in your checking or savings account, you may already be approved for a $1,500 instant Christmas Loan! You can buy gifts for the family, spruce up your home or just splurge a little this Holiday Season!
- Instant approval no credit check necessary.
- Your money is in your account within 24 hours.
- Pay only $140.00 per month. Automatic transfer required with your first payment due in 45 days.
Disclosures
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*Some restrictions may apply. Offer valid, Monday, November 3, 2025 to Wednesday, December 24,2025. Account must be in good standing in order to qualify. Cannot have been denied for a loan by Neches FCU within the last 12 months. Previous holiday loans must be paid off. No delinquency with Neches in the past 6 months. Business accounts are not eligible. Auto transfer required. Payments based on 12 month loan with credit insurance. 16.5%APR”. Minimum of 6 months of direct deposit required. Max loan amount $1,500 or same amount as your monthly direct deposit, whichever is lower. May not be used in conjunction with any other offers or giveaways. Full terms and disclosures may be picked up at any Neches FCU location.