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APR= Annual Percentage Rate. Rates Effective 11-27-2022.
All rates and terms are subject to change without notice. Lending rates are subject to credit approval. Rates are as low as shown. Full terms and disclosures are listed below.
Rate discounts apply to new money only (New loans and add-on's of $500 or more).
Rate discounts are excluded from Credit Cards, Line of Credit, Special Signature Loan, Mortgages, Home Equity, any Real Estate Loan, Share Secured loans and Signature Loans.
Rate discounts include:.25% off for auto transfer/payroll deduction on loan.25% off for having/applying for a Neches credit card.50% off for Auto Loan PreApproval or Auto RefinanceCeiling Rate (max interest rate) is 18.00%