Welcome to Neches Federal Credit Union
Member Plus High-Yield Checking 6.00% *APY
Start Earning More Today
Building Stronger Communities, One Member at a Time
Experience a credit union centered around signature service and a commitment to your financial success.
What Can We Get Done Together Today?
Explore our services and see how we can support you.
Open an Account
It’s easy to open an account with us. Get started online now.
Apply for a Loan
Auto, home, personal loans, credit cards, and more are available.
Contact Us
Need assistance? We’re here for you. Reach out to us today.
News and Events

Member Plus High-Yield Checking
Start earning more today

Get a Loan. Get a 4 Tickets!
March 26 to June 30, 2026

Youth Month
April 1 – 30, 2026

Teacher Appreciation Week
Celebrating our Teachers

nConnect Newsletter
2nd Quarter Newsletter
What sets Neches apart?
Neches FCU is much more than a place to put your money – we’re a full-service financial powerhouse standing right by your side. We offer…
Today’s Rates
Earn rewards with every swipe!
The Neches FCU Debit & Credit Cards offer reward points for everyday spending. Use points for travel, apparel, and more.
Join the movement
The Neches Youth Debit Card (ages 8-17) helps kids learn smart financial habits with parental controls and no monthly fees.
Explore our Blog
Empowering you with knowledge. Neches FCU offers insights and resources to help you make informed financial decisions.
Knowing the Signs of Fraud
Buying a Car in our Current Market
nSpire Financial Literacy with Neches Federal Credit Union
Join Neches Today
Welcome to the family of financial services serving the communities of Southeast Texas.
Disclosures
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*APR = Annual Percentage Rate
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Federally insured by NCUA.
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Equal Housing Lender.