Recreational Vehicle Loans

For open roads and open water

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Finance your next Adventure with us

Fun is where you find it so we’ve made it easy to finance any recreational vehicle on land or sea.

Loan Types

Tell us what you’re driving and discover how easy it is get rolling with Neches.

Boat Loans

Ready to set sail? Neches can help you anchor the perfect boat loan. With great rates and flexible terms up to 180 months, we’ll get you financed and afloat in no time.

Two motorcyclists on the side of the road

Motorcycle Loans

Feel the freedom of two wheels. At Neches, we make financing your motorcycle as thrilling as the ride itself. Great rates and special offers available — just lean in and enjoy the journey.

Travel Trailers & Motor Homes

Neches can help you hit the road with ease. Finance the travel trailer or motorhome of your dreams — competitive rates, terms up to 144 months, and loan officers ready to get you rolling.

ATVs

With an ATV, every ride is a new adventure. Neches makes it easy to finance your next off-road journey — great rates, flexible terms, and a loan that works as hard as you play.

Golf Carts

Life is better on a golf cart. Cruise the neighborhood or hit the course with ease. Finance yours through Neches — great rates and fresh air await.

Tractor driving through a field of crops

Tractors

For farming, landscaping, or construction, a tractor from Neches makes the job easier. Flexible rates and terms to suit your needs—plow, plant, harvest, or load.

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Features & Benefits

Even fun needs smart financing — gain an edge with a recreational vehicle loan that makes sense.

Low Rates

Get affordable financing that fits your budget.

Flexible Terms

Customize your loan to match your needs.

Expert Assistance

Count on our team to guide you every step of the way.

Rates

New & Used Boat Loan Rates
Term	APR as low as
APR= Annual Percentage Rate ¹Minimum Finance Amount: $40,000 ²Minimum Finance Amount: $50,000
Term 36 months	APR as low as 3.50%
Term 48 months	APR as low as 3.75%
Term 60 months	APR as low as 4.00%
Term 72 months	APR as low as 4.50%
Term 84 months	APR as low as 5.25%
Term 120 months	APR as low as 6.00%
Term 144 months	APR as low as 6.25%¹
Term 180 months	APR as low as 6.50%²

New & Used Motorcycles/ATVs Loan Rates
Term	APR as low as
APR= Annual Percentage Rate
Term 36 months	APR as low as 3.50%
Term 48 months	APR as low as 3.75%
Term 60 months	APR as low as 4.00%
Term 72 months	APR as low as 4.50%

New Motorhomes/Travel Trailer Loan Rates
Term	APR as low as
APR= Annual Percentage Rate ¹Minimum Finance Amount: $30,000 ²Minimum Finance Amount: $40,000
Term 36 months	APR as low as 3.50%
Term 48 months	APR as low as 3.75%
Term 60 months	APR as low as 4.00%
Term 72 months	APR as low as 4.50%
Term 84 months	APR as low as 5.25%
Term Up to 120 months	APR as low as 6.00%¹
Term Up to 144 months	APR as low as 6.25%²

Used Motorhome/Travel Trailer Loan Rates
Term	APR as low as
APR= Annual Percentage Rate ¹Minimum Finance Amount: $30,000
Term 36 months	APR as low as 3.50%
Term 48 months	APR as low as 3.75%
Term 60 months	APR as low as 4.00%
Term 72 months	APR as low as 4.50%
Term 84 months	APR as low as 5.25%
Term Up to 120 months	APR as low as 6.00%¹

Tractor Loan Rates
Term	APR as low as
APR= Annual Percentage Rate
Term Up to 36 months	APR as low as 5.25%
Term Up to 60 months	APR as low as 5.50%

Apply for a Recreational Vehicle Loan Today

Neches FCU makes it easy to get the deal done.

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409-722-1174

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