Online Loan Payment
Make Online Loan Payments
Beginning November 1, 2025, a processing fee of $4.95 will be charged for all one-time self-service loan payments.
Pay your Neches loans directly from another financial institution! With ACH, prepaid and debit cards, you can make payments up to $2,500. Life is busy, time is valuable; manage your loan payments the easy way!
You can now pay your Neches Credit Card through our loan payment platform. This is a new feature and benefit to our online payment system! Note that the amount you will see in your payment portal reflects the standard payment on your credit card statement, but not any past due amount.
PLEASE NOTE: SWBC payment platform does not accept credit cards as a form of payment.
Make direct loan payments over the phone through Interactive Voice Recognition by calling 833-295-5589. If you are paying off your loan, please contact us at 409-722-1174 to obtain the correct payoff amount.
Don’t Want to Pay a Fee
Take advantage of one of our free payment options:
-Transfer the payment directly from your Neches account.
-Schedule an autopay through our payment portal and we will deduct your payment directly from your account at your other institution. Autopayments can be scheduled monthly, weekly, or every two weeks.
-Visit your local Neches branch.
-Send a payment using the bill payment at your other financial institution.