Savings Accounts

Disclosures

¹Seniors Club available to Neches members 55 years of age and older. Seniors Club members receive the following benefits: special membership card, two boxes of seniors club checks per year at no charge, money orders, cashier’s checks (three per month), notary service, copies, American Express Travelers Cheques (for one and two signatures), $2,000 accidental death and dismemberment insurance, fax service, no service charge on checking account, unlimited check writing, and special mailings, events, and surprises.

²With an initial deposit, Christmas Club participants may place earnings into an interest-bearing account. On or around November 15th, member will receive a check for the full amount.

The dividend rate and annual percentage yield may change at any time, as determined by the credit union Board of Directors. If you close your share account before dividends are paid, you will not receive the accrued dividends.

*An Annual Percentage Rate (APR) of 9.57% will be paid only for that portion of your average daily balance (ADB) that is between $50.00 and $500.00. You must maintain a minimum ADB of $50.00 to obtain the disclosed APY. The ADB is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The annual percentage yield (APY) for this tier will range from 9.57% to 10.00%, depending on the balance in the account. If your ADB is $500.01 or more, the APR paid on this tier will be 0.10% with an APY of 0.10%. nPower Checking Accounts are for minor members age 8-17 only. One nPower Checking Account per minor member. Some restrictions may apply. Subject to change at any time.