Personal Loans

Loans for life’s big moments

APPLY NOW Not a member yet? Join Neches FCU

Financing That Puts You in Charge

Transparent terms, competitive rates, and your choice of personal loan brings all types of expenses under control.

Woman sitting on the front of a canoe with her arms wide open

Signature Loans

Consolidate debt, finance a vacation, remodel a kitchen, and much more with a Signature Loan.

APPLY NOW

Shared Secured Loans

Protect your savings and earn interest while using your Share Account as collateral for a Shared Secured Loan.

APPLY NOW

Father holding a newborn baby in one hand and his phone in the other hand

Line of Credit

Tap into a Line of Credit from Neches FCU to meet ongoing expenses at any time.

APPLY NOW

Rates

Signature Loan Rates
Term	APR as low as
APR= Annual Percentage Rate ¹Minimum Finance Amount: $15,000 ² Minimum Finance Amount: $25,000
Term Up to 60 months	APR as low as 10.25%
Term Up to 72 months<sup>1</sup>	APR as low as 10.75%
Term Up to 84 months<sup>2</sup>	APR as low as 11.25%

CD and Share Secured Loan Rates
Term	APR as low as
APR= Annual Percentage Rate
Term up to 36 months	APR as low as 2% above the certificate/share rate
Term up to 60 months	APR as low as 3% above the certificate/share rate
Term up to 120 months	APR as low as 4% above the certificate/share rate

Line of Credit Rates
Term	APR as low as
APR= Annual Percentage Rate
Term Up to 36 months	APR as low as 12.50%

Apply now

Apply for a Neches FCU Personal Loan Today

We make it easy to get the funds you need.

Get Started

Apply Online

Call Us

409-722-1174

Visit Us

Find A Branch

You are leaving Neches FCU

Please read the following before proceeding.

The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.

Personal Loans

Financing That Puts You in Charge

Signature Loans

Shared Secured Loans

Line of Credit

Rates

You May Also Be Interested In…

Credit Cards

Home Equity Loans

Apply for a Neches FCU Personal Loan Today

Connect

Routing Number