Auto Loans & Refinance
Your Roadmap to Smarter Financing
Go From Zero to Savings in Just a Few Clicks
Our rock bottom interest rates and flexible financing terms make Neches your one stop shop for auto financing.

Auto Loans
With an auto loan from Neches, it’s easy to shift into savings mode and drive off with the car or truck of your dreams.

Auto Loan Refinance
Starting rolling smoothly with our competitive rates and new terms that drive monthly savings on your car or truck loan.
Loan Protection
Get all your bases covered with loan protection from Neches.

Guaranteed Asset Protection (GAP)
Bridge the divide with GAP Coverage! In the event of a total loss, this protection covers the difference between what you owe on your auto loan and the car’s actual cash value, giving you peace of mind when you need it most.
Contact a Neches FCU Loan Officer at 409-722-1174 for GAP Coverage today.

Mechanical Repair Coverage (MRC)
Safeguard your vehicle and your wallet with Mechanical Repair Coverage (MRC). This coverage goes beyond your manufacturer’s warranty, protecting you from costly repairs and keeping your investment secure.
Reach out to Neches FCU Loan Officer at 409-722-1174 for more information.

Credit Life or Disability Insurance
In times of need, we’ve made a filing your claim quick and simple. If you have credit life or disability insurance on your loan, our convenient process helps you get started fast.
Fill out a claim form online or call 844-707-4964 to speak with a TruStage** Claims Specialist who will guide you every step of the way.
TruStage Auto Insurance Program
Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union member, online services, and 24/7 claims service.
If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.
Click the link to get your free quote today or call 1-855-483-2149.
Build Your Budget
How much car can you afford? Is it time to refinance your vehicle? You have questions and we have answers — use the follow calculator and map out your path to the right financing choice for your next ride.
Disclosures
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TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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