Auto Loan Refinances

Give your budget a break

Apply Now Not a member yet? Join Neches FCU

Strap In for Big Savings

Neches paves the way to a better deal on your auto loan.

Features & Benefits

Put your auto re-fi in the fast lane with monthly savings, better terms, and personalized service.

Save on Interest

Refinance to a lower interest rate and save money over the life of your auto loan.

Lower Your Monthly Payment

Keep more money in your pocket with a lower auto loan payment each month.

Choose New Terms

Select new and improved loan terms that align with your financial situation and budget.

Rates

New Auto Loan Rates
Term	APR as low as
APR= Annual Percentage Rate ¹Minimum Invoice Amount: $30,000 ² Minimum Invoice Amount: $40,000
Term 36 months	APR as low as 3.50%
Term 48 months	APR as low as 3.75%
Term 60 months	APR as low as 4.00%
Term 72 months	APR as low as 4.50%
Term 78 months¹	APR as low as 4.75%
Term 84 months²	APR as low as 5.25%

Used Auto Loan Rates
Model Year	Term	APR as low as
APR= Annual Percentage Rate ¹Vehicles with less than 20k miles
Model Year All model years	Term Up to 36 months	APR as low as 3.50%
Model Year All model years	Term Up to 48 months	APR as low as 3.75%
Model Year 2020 & newer	Term Up to 60 months	APR as low as 4.00%
Model Year 2022 & newer	Term Up to 72 months	APR as low as 4.50%
Model Year 2024 & newer	Term Up to 78 months	APR as low as 4.75%
Model Year 2025 & newer¹	Term Up to 84 months	APR as low as 5.25%

CALCULATE YOUR NEW MONTHLY PAYMENT

Apply for an Auto Refinance Today

Neches makes it easy to get the deal done.

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409-722-1174

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Auto Loan Refinances

Strap In for Big Savings

Features & Benefits

Save on Interest

Lower Your Monthly Payment

Choose New Terms

Rates

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