Instant Christmas Cash

Happy Holidays

Need a little extra cash this holiday season? If you have payroll direct deposit in your checking or savings account, you may already be approved for a $1,500 Instant Christmas Loan. You can buy gifts for the family, spruce up your home or just splurge a little for the holidays!

Apply Now

Instant Approval

No credit check necessary.

No Waiting

Your money is in your account within 1 business day.

Low Payments

Pay only $140.08 per month.

Automatic transfers required with your first payment due in 45 days.

Disclosures

Some restrictions may apply. Offer valid Monday, November 2, 2026 to Wednesday, December 23, 2026. Account must be in good standing in order to qualify. Cannot have been denied for a loan by Neches FCU withing the last 12 months. Previous holiday loans must be paid off. No delinquency with Neches in the past 6 months. Business accounts are not eligible. Auto transfer required. Payments based on 12 month loan with credit insurance. 16.5% APR. Minimum of 6 month of direct deposit required. Max loan amount $1,500 or same amount as your monthly direct deposit; whichever is lower. May not be used in conjunction with any other offers or giveaways. Full terms and disclosures may be picked up at any Neches FCU location

You are leaving Neches FCU

Please read the following before proceeding.

The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.