Member Plus High-Yield Checking
Get More for Your Money with Member Plus High-Yield Checking
With our Member Plus high-Yield checking account, you can earn up to 6.00% APY* on the money you use for everyday spending. It’s a smart way to save while you spend. All you need to do is follow these 4 easy qualifications each month.
Qualifications
eStatements
To qualify for Member+ high-yield checking, you must enroll in eStatements – fast and secure, while minimizing the risk of identity theft.
Direct Deposit
You will need a direct deposit of $1,000 or more a month.
20 Debit Card Transactions Monthly
Use your Member+ Debit Card for purchases at least 20 times per month.
$0 – $25,000 Qualifying Balance
You can watch your account grow with no minimum balance required
Make the switch to Member Plus High-Yield Checking
To switch your checking account to Member Plus High-Yield Checking, please complete the form below. You may also make the change by calling or visiting one our branch locations.
Have Extra Funds? Earn More with our High-Yield CDs
Click Here for RatesRates
|
Minimum Balance |
APR |
APY |
|---|---|---|
|
APY= Annual Percentage Yield |
||
|
Minimum Balance $0.00 – $25,000.00 |
APR 5.84% |
APY 5.84% – 6.00% |
|
Minimum Balance $25,000.01 and Up |
APR 0.10% |
APY 0.10% |
FAQs
It’s quick and simple to open a checking account online by applying here. You can also stop by one of our branches, and a Neches team member can assist you.
A member of our Neches team can instantly issue you a debit card by visiting our branch or calling 409-722-1174. We can also mail one to you.
Funds can be easily deposited by providing our routing number – 313187636 and your account number to the party initiating the deposit. To obtain your account number for direct deposit, please log into online banking. Click on the appropriate account, click “Details” and use the number provided in the ACH/Direct Deposit number.
Not finding what you’re looking for? Contact us
Open a Checking Account Today
Adding an account to your Neches membership is easy. Reach out to us to get started.
Disclosures
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*Some restrictions apply. APY=annual percentage yield. ADB=average daily balance. APY accurate as of 9/16/2024. Rates may change after account is opened without notice. Average daily balance of $0 or greater is required to earn dividends. If you meet the minimum qualification requirements during the calendar month qualification cycle, an APY ranging from 5.84%-6.00% will apply to balances up to $25,000, and for balances greater than $25,000, an APY of 0.10% will apply. The minimum qualification requirements during the calendar month qualification cycle are enrolling in e-statements, having an aggregate direct deposit of $1,000 or more, and completing 20 debit card transactions. See nechesfcu.org for complete terms and conditions. Insured by NCUA. *Accurate as of the time of this publication. The National Average rate referenced is from the NCUA’s Credit Union and Bank Rates Report.